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However, paying bills on time is crucial to maintaining a positive credit record
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Another option is to pre-pay your bills using telephone or Internet banking
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Many payday lending companies also require a copy of the latest bank statement as well as one other verification of address, such as a utility bill
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If you don’t have the money to cover your purchases, you will definitely feel the discomfort that a large balance brings
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Keep your balance within a range you can afford to pay off every month
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Doing this will help you understand where your money is being spent and help you adjust your spending patterns